Claim settled 96.2%Cover₹15 Lakh
Cashless hospitals14,000+
Premium₹11,200/yr
Buy nowPlan details
- ✓ No-claim bonus
- ✓ Restore benefit
- ✕ Maternity cover
Insurance software for NBFC loan attachment business
Digital insurance embedded in the loan journey, with issuance, remittance, tracking and reconciliation handled in one system. Attachment stops depending on who remembered, and month end stops falling apart.
Insurance that Complements the loan
Your whole insurance book in one place - quoted, recorded, renewed and reconciled without moving between systems.
Quotes from every insurer you work with
Your quotes are ready
Claim settled 96.2%
Claim settled 94.1%Cover₹10 Lakh
Cashless hospitals12,400+
Premium₹9,840/yr
Buy nowPlan details
- ✓ No-claim bonus
- ✕ Restore benefit
- ✕ Maternity cover
Quotes from every insurer you work with
One request, every insurer, comparable answers on one screen.
- One click sends the request to all the insurers you have tie-ups with
- Premiums, features and limits returned side by side, ready to compare
- An insurer that times out or declines doesn't hold up the rest
Consent captured and provable
The borrower agrees once, and you can show it later.
- Pre-filled proposal sent to the borrower, not a blank form
- Consent confirmed by OTP, with the timestamp recorded
- Consent held against the loan account, so it can be evidenced not asserted
Premium sent at disbursement
Premium goes to the insurer as part of the disbursement, against the loan it belongs to.
- Premium sent per loan account, not pooled into a batch file
- No CD balance held and no remittance file to assemble
- Bank reference captured against the loan record for matching later
Cover recorded against the loan
Once the insurer confirms, it sits on the loan account.
- Policy details recorded against the loan account number
- Borrower and loan data pulled from your lending system, not typed again
- Cover period held against the loan, so you know how long it runs
Tracked until the loan closes
Cover stays mapped to the loan, and you see it when it stops.
- One record for the loan and the cover on it, for the full tenure
- Renewal reminders at 90, 60, 30 and 15 days before cover expires
- Early closure and prepayment reflected against the cover
- Loans running without cover surfaced as they happen
Registers and reporting
The records you need, kept as the work happens.
- Registers mapped to loan account numbers
- Consent and solicitation records held against every policy
- Exports in the formats your reporting and audit teams use
Customer portal
Your clients check their own policies, download their own documents and track their own claims, without calling your office. The routine questions stop reaching your team, and the ones that do reach them are worth their time.
- Policies, documents and renewal dates visible to clients any time
- Policy copies and certificates downloaded on demand, without a request
- Claims intimated and tracked by the client, with status always current
- Branded as your business, not ours
Capabilities that power your loan attachment engine
Nothing disburses without consent on record
Operations won't release funds without proof the borrower agreed to the cover, and that proof usually lives in someone's head or a spreadsheet. Insureops puts it on the loan record: the borrower confirms by OTP, the timestamp is captured, and the loan only moves once it's there. Premium goes to the insurer in the same flow, against the loan it belongs to.
- Consent recorded against the loan account before disbursement is released
- Premium sent to the insurer against the loan account, per transaction
- No CD balance held and no remittance file to assemble
- If the premium payment fails, the disbursement is held with it
insureops-studio/consent & disbursement
1. OTP on record→2. Premium to insurer→3. Disburse
Loan AccountConsent & PremiumDisbursement
LN-482910
Personal Loan • Priya Sharma
OTP confirmed₹2,840 → HDFC Ergo
10:42:18 • on loan record
✓ Disbursed
LN-483027
Home Loan • Rahul Mehta
OTP pendingPremium not sent
No timestamp on record
⏸ Held - no consent
LN-483201
Two-Wheeler • Vikram Shah
OTP confirmed₹1,260 → Bajaj Allianz
11:18:02 • on loan record
✓ Disbursed
Your insurers, your terms, one screen
Whatever you can put in front of a borrower is your ceiling on attachment. Insureops is set up with the insurers you have tie-ups with, and one request goes to all of them at once: premiums, features and limits returned side by side, with the loan data already filled in. Your rates, your documents, your relationships.
- One request quotes every insurer you distribute for
- Quotes returned comparable, so the officer isn't reading four formats
- An insurer that times out or declines doesn't hold up the rest
- Insurers not yet connected handled by manual entry against the same case
- Your commercial terms stay between you and the insurer
insureops-studio/quotes & panel
One request→HDFC ErgoICICI LombardTata AIGStar HealthLoan data filled
HDFC Ergo
Credit Protect
Premium₹2,840
Cover₹5.0L
Tenure36 mo
- ✓ Death cover
- ✓ Disability
- ✕ Critical illness
ICICI Lombard
Loan Shield
Premium₹3,120
Cover₹5.0L
Tenure36 mo
- ✓ Death cover
- ✓ Disability
- ✓ Critical illness
Tata AIG
Timed out in 4.2s
Star Health
Not connected · same case
Connected to your lending system, not sitting beside it
The moment insurance needs a second system and a second data entry, attachment drops and the borrower notices. Insureops connects to your loan origination system through open APIs, so cover is offered inside the disbursement flow, data is entered once, and the borrower sees one process instead of two.
- API integration with your loan origination system
- Loan and borrower data pulled through rather than re-keyed
- Policy status visible against the loan account in your own system
- Sanctioned loans can be uploaded in bulk where the connection isn't live yet
insureops-studio/lending integration
1. LOS API→2. Data pulled once→3. Status on loan
Loan AccountSourceIn your system
LN-482910
Priya Sharma • Personal Loan
Pulled from LOSNo re-key • API
✓ Issued on loan
LN-483027
Rahul Mehta • Home Loan
Pulled from LOSCover in disbursement
✓ Quote on loan
LN-484110
Sanctioned batch • 48 loans
Bulk uploadLOS not live yet
↑ Mapped to cases
Frequently asked Questions?
Explore our FAQ section for immediate answers to common queries regarding Insureops for NBFCs and digital lenders.
Through open REST APIs, Insureops listens to disbursement triggers in your Loan Origination System (LOS). Loan details, borrower KYC, and loan account numbers are ingested automatically to issue the policy on day zero.
Instead of accumulating premium float and creating batch remittance files, Insureops routes premium collection directly to the carrier via tokenized payment APIs, ensuring immediate coverage activation and real-time reconciliation.
Yes. You retain complete direct relationships with your insurance carriers. Insureops allows you to configure custom products, premium matrices, and fee structures per insurer without intermediary cuts or platform lock-in.
Yes. Insureops fully supports single-premium multi-year policies, bundled EMI deductions, and annual renewable terms across equipment finance, MSME loans, LAP, and personal loan books.
Yes. Every policy transaction is timestamped with borrower consent logs, loan ID references, and statutory distribution registers, making regulatory compliance and audits effortless.
